Many employees drive company-owned vehicles, such as delivery vans and utility trucks. Other employees often use a company vehicle to commute around Atlanta. If you’re injured while driving a company vehicle, you need to contact a work-related car accident lawyer.
The Atlanta work injury attorneys at Graham Scofield Injury Lawyers have helped many work vehicle accident victims. We’ll deliver the best customer service and the greatest result. Our prior victories and our 5-star client reviews validate that promise.
Call us today at (404) 939-9470. Also, you may fill-out our online contact form to schedule a free case review. If you’ve got questions, we’ve got the answers.
Work-Related Car Accident Insurance Coverage
If you’re injured in a work-related car accident, you may incur large medical bills and lost wages. Fortunately, there are several insurance coverage sources that may help you.
The liable driver’s auto insurer is the primary payor. If you were “on the clock” when the collision occurred, your employer’s auto insurer may also cover your losses. However, if you were running a personal errand when the collision occurred, your employer’s auto insurer will typically deny your claim. Although, you can still file an underinsured motorist claim with your personal auto insurer.
At Graham Scofield Injury Lawyers, our work-related car accident lawyers will help you prove fault. We’ll also help you establish that you were “on the clock.” For instance, we’ll track down eyewitnesses that may pin blame on the other driver. We’ll also obtain your mileage logs, meal receipts, and text communications to show you weren’t “on a break.”
Are Work-Related Car Accidents Covered by Workers’ Comp?
Yes. In fact, you may even receive workers’ comp insurance benefits if you caused the collision.
Workers’ comp benefits cover your medical expenses. They also cover some of your lost wages. There are three types of workers’ comp benefits:
- Total disability benefits
- Temporary partial disability benefits, and
- Permanent partial disability benefits
You typically receive temporary partial disability benefits until you complete treatment. If your injuries are severe, you may receive total disability benefits or permanent partial disability benefits.
Many workers comp insurers initially reject employee injury claims. They often claim that you weren’t “on the clock” when the wreck occurred. Thus, you should hire a workplace accident lawyer to help you receive benefits.
What if I Caused an Accident While Driving A Work Vehicle?
You can typically recover damages even if you partially caused a work-related car accident. For instance, Georgia’s comparative negligence law, authorizes you to recover compensation if you were less than 50% liable. However, your recovery is reduced by your percentage of fault. So, if you were 49% at fault and the jury awarded you $100,000, you’d receive $51,000.
If you were solely at fault, your employer’s auto insurance policy is the primary payor. Make sure you show that policy to the police officer. Otherwise, the victim will file their claim with your personal insurer. If your personal coverage is insufficient, the victim might try to garnish your wages or seize your assets. Thus, you want your employer’s policy to “shield” you from that bad result.
Why You Need An Atlanta Work-Related Car Accident Lawyer
You might feel helpless if you’re injured in a work-related car accident. Perhaps, you fear your employer will blame you. Even if it’s clear you weren’t at fault, you may worry that your employer will fire you if you miss work to treat your injuries. Our Atlanta employment dispute lawyers will help you if your lawyer mistreats you.
We’ll also help you recover full compensation for your injuries. If the insurers won’t pay you what you deserve, we’ll take your case to trial.
Call us today at (404) 939-9470. Also, you may fill-out our online contact form to schedule a free case review with a work-related car accident lawyer.